List what you own and what you owe to see your total net worth update instantly.
Estimates only — not financial advice. Verify with your lender/advisor.
A net worth calculator adds up everything you own, adds up everything you owe, and subtracts your liabilities from your assets to show a single number that reflects your overall financial position.
Net worth equals the total value of everything you own (assets) minus the total of everything you owe (liabilities). Add up assets such as cash, investments, and property, add up liabilities such as loans and credit card balances, then subtract liabilities from assets. Results are estimates, not financial advice.
Assets are things of value you own, such as bank accounts, retirement and brokerage accounts, vehicles, and real estate. Liabilities are debts you owe, such as mortgages, student loans, auto loans, and credit card balances.
Yes. If your total liabilities are greater than your total assets, your net worth is negative. This is common early in life with student loans or a new mortgage, and it typically improves as you pay down debt and build assets.